Rather than unlikeable, she is just a girl who grew up spoiled. She could be picky and snobbish because she was her dad's little princess. And instead of a typical cinderella story with a terrible stepmother to teach her humility, it is only after losing lavish lifestyle she has to confront reality. It is the kind of personality defect you get from having a happy childhood. She did however grow up and mature in her teen years supposably, but she was still protected from the cruel adult world. And nowadays every MC has a horrifically tragic backstory that shapes them into either an amazing person or a terrible one. She is just a more realistic person tbh. She is prideful and is flawed, which compared to a holy-mother-OP-never-do-wrong-b*tch, it's nice. That said, she is a bit annoying. However! It is an excellent opportunity to character growth as the story progresses.

As of chapter 7, the ML has come swaggering in and seems like the perfect prince charming coming to save the day. I laughed the MC's response that was pretty realistic all things considered. The moment when you meet someone you haven't seen in a long time and they start talking about things you don't remember. Do you laugh along and pretend? Or bum them out by admitting you have no clue what they are talking about? A socially awkward person's dilemma. (She isn't really socially awkward but just super stressed out) You pick option 1 and then get a proposal thrown at you. A complete WTF moment. Any rational person would be confused. After considering it, even if he comes offering to marry you and you don't want to drag him down with your debt so you just try to talk your way out of it. Only to find that he knows waay too much about the situation, to a creepy extent. (This is obviously foreshadowing of the ML's personality but we aren't there quite yet. Stuff to look forward to :D)

After her father's unexpected death, a decades-old, "forgotten" bill surfaces. The absurdly high compounding interest has made the initially reasonable bill balloon to many, many times the original sum and the scummy owner of the debt is demanding immediate payment in full, or for the MC to marry him instead. Rather than checking with a lawyer immediately about the legality of the bill, considering it was never brought up for collection before, the interest is absurd, it was made to her father, not her, and she is being blackmailed, she starts selling off everything of value to try to pay. This would essentially financially ruin her and prevent her from ever making a significant amount of money again in her lifetime. It would have been smarter to keep the business and mansion and use them to generate cash to pay off the debt, should she have actually been found liable for it (there's usually a statute of limitations on debts, though, if it was a business debt and she sold the business, whomever purchased the business would likewise have purchased the debt). Still, she is reacting like a typical young person who is under a ton of unrelenting pressure and, while smart in general, is lacking in guidance and good advice at the moment, causing her to believe what this psycho debt collector is telling her.

Though she waited until after she sold everything, she does eventually look into some surface level legal options and discovers a law which says she must be permitted a payment plan, which is more than what most heroines in this situation do. When she is unable to find a job to commit to the payment plan, she decides survival over honor, and plans to pay none of the debt, and defect to a nearby country with all of the money she made selling everything off in order to start again. I applaud this choice and think more main characters should take it. This plan will, of course, go pear shaped, but nonetheless, I like her realism.

The reason that she gave him for not wanting to marry him feels kind of s*upid and rushed from the author.

I get that the author wanted to get to the smut quick but this chapter made me lose the interest I had built up on FL's character.

I get that she wanted to overcome the social norms but asking a guy she met after five years, how he performs on bed as an excuse for not marrying him.

Disappointing.

The smut parts doesn't really have the feels. It feels too forced. (Not s*x but the relationship).