Saving 80,000 Gold in an Another World for Retirement


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An 18-year-old girl who lost her family in an accident, Yamano Mitsuha falls off a cliff one day and transferred to a different world with a civilization level of medieval Europe. Mitsuha who discovered it was possible to go and return to Earth after a deadly fight with wolves decided to live in both worlds.

「For the sake of security in old age, I will aim for 80,000 gold coins!」

I will try not to let strange things circulate and distort the progress of the world, but I won’t hold back for the sake of my easy life and safety! While carrying three handguns along with words and deeds that appear decent, in her head, Yamano Mitsuha is a sly girl.

Making an effort to make money even with a small body that looks like a child to foreigners!

Oh, my secrets are too dangerous, you said? It’s fine, it’s fine! I’ll transfer away when push comes to shove!

Associated Names
One entry per line
Rougo ni Sonaete Isekai de 8-manmai no Kinka wo Tamemasu
Saving 80,000 Gold in Another World for my Retirement (LN)
Related Series
I Said Make My Abilities Average! (Shared Universe)
I Shall Survive Using Potions! (Shared Universe)
I Shall Survive Using Potions! (7)
I Said Make My Abilities Average! (5)
Kuma Kuma Kuma Bear (4)
10 nen goshi no HikiNiito o Yamete Gaishutsushitara Jitaku goto Isekai ni Ten’ishiteta (1)
Takarakuji de 40-oku Atattandakedo Isekai ni Ijuu Suru (1)
Netooku Otoko no Tanoshii Isekai Boueki (LN) (1)
Recommendation Lists
  1. Female mc third part
  2. light novels
  3. Kingdom/Village Building with Heart
  4. On Hold
  5. Other World-Easy Going

Latest Release

Date Group Release
04/19/23 Fans Translations c348
04/13/23 Fans Translations c347
04/03/23 Fans Translations c346
03/29/23 Fans Translations c345
03/22/23 Fans Translations c344
03/17/23 Fans Translations c343
03/07/23 Fans Translations c342
02/28/23 Fans Translations c341
02/16/23 Fans Translations c340
02/16/23 Fans Translations c339
02/12/23 Fans Translations c338
01/30/23 Fans Translations c337
01/24/23 Fans Translations c336
01/16/23 Fans Translations c335
01/10/23 Fans Translations c334
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36 Reviews sorted by

TamaSaga rated it
June 9, 2019
Status: c20
I do like it, but one thing is really starting to bother me... all of the products that she brings over is going to be wrapped in plastic. However, from what I've read so far, there's absolutely no mention of recycling or proper plastic collection/disposal...

... Capitalism, Ho!
27 Likes · Like Permalink | Report
Fizwidgit rated it
September 3, 2017
Status: c15
It's nice to see a protagonist who isn't afraid to pull off a nice grift on some fools for gold coins. She doesn't get stuck in the tropes of other novels and isn't adventuring or doing s*upid romance stuff. No school *crosses fingers*, no pointless pretty boys, no annoying party members, just one girl and her desire for dough not being swayed by a silly moral compass.
26 Likes · Like Permalink | Report
ChvToday rated it
May 1, 2019
Status: c52
The beginning is good, maybe better than a lot of isekai story. It's still ok until the battle with dragons. After that, the story is just like a bunch of kids playing together.

  1. The author writes a lot of sentences, that or it's really bad sometimes or just meaningless.
  2. She tries to save money (well it's a fine reason) but then she does a lot of thing for fun (and for me it's seem like for free, because the story doesn't mention about what she gets later, maybe just a relationship with some higher-ups).
  3. Well she does have connection but she never uses it. She is also cold and anti-social with other nobles and doesn't care about them. However she still wants to sell her goods to other noble's territory. Everything she does is just playing around or taking care of her stores. I don't even know if she can somehow save 80, 000 gold (because she just sells things to commoners or asks some sla.. People to sell it). At least she has a territory.
  4. She always relies on earth items and if she brings something new, no one dare to ask her where she gets those. It feels like "oh it's from Shrine Maiden so it's fine".
18 Likes · Like Permalink | Report
February 28, 2020
Status: c17
I get so tired of everyone complaining about realistic. Plastic bags that's what you worried about. If this was real then almost everybody would be dead. I mean you know what happens when different countries meet for the first time. Just think about the native Americans and Englishmen. That that magical entity did give her healing abilities. Maybe that's why she didn't get sick. But everybody around her doesn't have it. So even our common cold would be unknown to them. And then when she went back to Earth. Everybody... more>> she had contact with could get sick too from any diseases from the new world. But that doesn't get mentioned anywhere. This is a comedy. It is meant to be funny, it's not a drama or something. It's like a slice-of-life comedy story. I wonder why they even have tags or genres when so many people don't even look at them. Also is really easy to complain about translation quality if you don't do any yourself. I'm just glad it's getting translated a lot of my stories I love so much get dropped. To me quality isn't as important as just being translated. They're doing it for free you're not paying for this. A lot of times they buy their own materials and translate it too they don't just get it off the internet. <<less
16 Likes · Like Permalink | Report
Sherrynity rated it
July 24, 2017
Status: c24
It feels... realistic. Now, you see; in typical JP's isekai-novel, the MC tends to act as if it's natural. "Oh I got transported, now let's save a girl" or something, as if they're playing video game. But it's not like that for this MC. Thrown into wilderness, she struggled to survive until she collapsed on a trail, then luckily saved by a villager. She knows nothing about the world's language, and it took days before she was able to use simple gesture to communicate.

It seems to have potential, so I'll... more>> give a 5. Though I might edit it later, after it get more translated chapter...

—edited per ch24

I took back my 5-stars and give it a 3-stars

I'm not really sure about this series now. The sentences seem disconnected with each other, though I don't know whether they are intentional or just caused by bad translation works. The plot is still continuing as usual yet I can't seem to enjoy it anymore. The story feels too... bland, detached from any emotion. It's not on the level of "it's quite bad but OK"; it already reaches the "what the hell are they talking about?!"-level.

... if you want to read it, just skip read. It's not like you will lose anything. <<less
14 Likes · Like Permalink | Report
SatchPangit rated it
January 6, 2020
Status: c114
If you like brainless protagonist w/ op powers and harem sh*t w/ repetitive demonlord-hero story then this is not for you as this novel got a normal protagonist who just uses her wisdom and wits along w/ the technology advantage to overcome the adversary.


Not a beta male protagonist who just became op for no good reason, is a girl so it means there's no cringe monologues and self pity.

... more>> Protagonist is a con-artist.

No brainless harem shit.

Medieval era setting mixed w/ advanced technology from protagonist side.

How to use the teleport ability to its maximum potential.

Travel between worlds.

Territory building w/ proper explanation about things.

Cute loli time for breather.

Another work of FUNA-sensei.


Around 20% of the novel is about territory management talks. I like this kind of development but I know that some prefers action and interaction rather than world building.

No romance.

Battles are between armies and not a protagonist versus a powerful adversary in a one-on-one pvp. <<less
12 Likes · Like Permalink | Report
Doank rated it
March 31, 2020
Status: c199
Good novel for who want light story and comedy to improve your mood after work. This novel not suitable for people who want many plots twist, fierce battle and heavy story.
9 Likes · Like Permalink | Report
ghendout rated it
March 30, 2019
Status: c1
i love FUNA sensei...i really do, I love her/his work, but man.... this one is really hard to read, dunno the fault is on the translator or FUNA, but I 95% sure its FUNA fault...

the story itself is lovely, I love the beginning, it somewhat realistic in term of expectation and reaction someone from earth to fantasy world

theres only couple main problem for me

  1. the author LOVE to use round about sarcasm and hyperbolic breaking 4th wall inner monologue, honestly, once in a while its fine, but this almost in every single goddamn paragraph, I hate it from the bottom of my heart.
  2. FUNA design the MC like a complete thougthless imbecile, seriously, she act "cold" to her benefactor (the earl one), hell, she don't even give a single shit, and yeah spread that plastic on that pure world like it didn't matter, the author justify it as "well we ask them to bring it back to the store", really ? does the character really have that high of hope for people ?, and also couple minutes after saying that, she bring plastic container/bag to the world for the popcorn, f*ck me...
8 Likes · Like Permalink | Report
aratacchi rated it
October 31, 2018
Status: c27
It's typical Funa sensei's style, a story where a bad guy got crushed with a plot or you can say so many instant karma happened in it.

But, then after a few chapters, the story got mixed with some ridiculous plot where your logic doesn't apply anymore and the story felt so unreal, also it feels like the people in that story doesn't act like what "normal" person would do. This is the only flaw from Funa sensei's novel. I wouldn't say it's 100% bad, but everytime I encounter this part... more>> in Funa sensei's novel, I always say this in my mind "Funa sensei, you can do better than this, pls don't disappoint the reader with this kind of plot eventho the previous chapters were all good"
You'll probably think the same if you also read other Funa sensei's work, for example the few latest chapters of "I Said Make My Abilities Average!" which you can read in this website.

Overall this novel is good especially for those who like the plot where the bad guy who usually act all high and mighty at the beginning got crushed in the end with a satisfying plot. <<less
8 Likes · Like Permalink | Report
Bizmatech rated it
July 15, 2020
Status: c114
Like all of FUNA-Sensei's works, objectively, this isn't a great story.

But also like all of FUNA-Sensei's works, it's a lot of damn fun.

It's not a story that would ever win any real awards, but it's definitely something worth recommending to your friends.

... more>> Popcorn Entertainment (noun) : A motion picture without serious dramatic content, a weighty message, or intellectual depth, which serves simply as enjoyable entertainment.

FUNA-Sensei makes popcorn entertainment, but is pretty good at it.

Mitsuha, the MC, is a schemer who tends to overthink any given scenario. Her solutions to problems tend to involve over-the-top theatrics that succeed more from their weirdness than by her actually coming up with a logical solution. It doesn't go into Konosuba levels of satire, but it's still a comedy that doesn't take itself too seriously.

The plot is minimal, and has no real direction other than "whatever the MC" happens to feel like doing at the moment, and yet it's always fun to see what Mitsuha wants to do next.

Any drama tends to be wrapped up within a few chapters, but it still manages to be entertaining, and things still feel important within the moment.

There is no weighty message. This is just a story of a girl with isekai powers that wants to make as much money as possible. But it's fun, and that's reason enough.

Intellectual depth? What's that? Is it tasty? This isn't something you read in order to think. This is something you read in order to have a good laugh every couple chapters.

This isn't a story that's written to be "good, " it's written to put you in a good mood, and it definitely succeeds in that.

Again, this is not a "good" story, but it's a fun one, and something I'm always happy to read. <<less
7 Likes · Like Permalink | Report
Mama Cayna
Mama Cayna rated it
May 12, 2022
Status: c325
If you don't like isekai novel because the content is often flavored with romance, harem and ecchi, with a naive and/or le*d MC (male), then this novel can be an alternative for fans of isekai novel with an OP and cunning loli MC (female), not naive.

The premise of the novel is clear that MC aims to collect 80000 gold coins for retirement but on the way MC tries to collect as much money as possible but from legal sources. This novel is also full of plot twists, peaceful scenes can... more>> turn into a big war in 1 or several chapters.


For example, when MC was shopping with her best friend, suddenly her best friend was stabbed by a hitman hired by a tyrannical empire which caused MC to be angry and declared war against the Emperor until she finally succeeded in overthrowing the Emperor's throne and creating a civil war within the empire which automatically ended the imperial regime. The plot of this novel really quickly changed drastically.


The development of the world is also quite good, the MC does not only play a role in another worlds but also on earth as an important person even though it is a fraud tactic by MC.

On the other hand, the development of the story in this novel is often a bit random, the MC has the ability to teleport and understand all languages ​​so that the MC can be present anywhere and interact with anyone. In one chapter there may be 1 to 3 different settings, either on earth or in another world. This can be confusing especially for those who read skipping. <<less
6 Likes · Like Permalink | Report
Pixeldrum rated it
March 16, 2021
Status: c6
I don't think FUNA's a good author, but at least her previous work, Make my Abilities Average, is something I can consider alright. Sure, it was a bit silly, repetitive, and didn't make a lot of sense, but it was kind of funny in it's own way.

What about this novel? Absolutely horrendous. There's nothing positive I can say about this novel. It is as bad as it gets. Like, in the very first chapter, you're introduced to how our MC is basically perfect: super smart, cute, and physically strong. No... more>> Mary Sue in this novel! Was this prologue even necessary? This backstory is terrible. The plot introduces how her entire family died, and it basically just wraps up the MC's backstory with "she got over it and grieved, " where it'll never affect her again. I mean, her entire family died, and it's like the MC nonchalantly describing how she dropped her toast. She's got a lot of resilience, or is just a psychopath. Yet, she's also innocent, cute, and acts in a naive way. Oh, but she's also strong, independent. I really liked how the fact that she could have gotten into any university because she's so smart was shoved in my face multiple times, if not for her family's death. Haha! Super good beginning already.

But wait! Her "powers" are really what broke the camel's back for me. Are you kidding me? She gets bestowed with an OP power, multiple OP powers, in fact, with no drawbacks. The way that she gets her powers are just so ridiculous. A "high level entity" is just like "yo you took my power, but no worries, keep it, I'll even give you some more." I just can't wait to see the experiences that our super OP MC gets to go through, all in her Mary Sue perspective, where she's super smart, naive, cute, strong, and loves "sweets and fluffy interactions" with characters that only serve as a foil to her.

Yeah, I dropped it immediately after. Again, Make My Abilities Average was mediocre at best, this novel is just unsalvageable. <<less
5 Likes · Like Permalink | Report
Banesephy rated it
June 30, 2020
Status: c215
This novel progressively gets worse. It's really frustrating since it had a really promising start, then it just starts to go bad. These are the parts that annoyed me so much:

    • Non stop repetition of things already explained in previous chapters. What makes it worse is that some of these things are repeated more than twice!
    • I'd say that at least 80-90% of content is internal monologue where she just keeps breaking the 4th wall. For the parts where the author remembers to add dialogue, its usually when a side character tells her "You said all of that out loud." WTF!
    • You'd think that the MC would be a genius but she is a complete imbecile. She does have moments where she shines but that'll be one out of 10 instances. I can't even count anymore how many times she has said the line "What a blunder!"
    • MC is a complete push over. I mean, I understand that in most Isekai harem novels, it happens a lot to the male MC, but in here, she gets pushed around by the whims and demands of the younger female characters that she is supposed to be close to. I expected a better female protagonist.
    • Too many obscure otaku references! Some of them dating far back into the 80's!! When I say too many, there is one in almost every chapter. As of writing this, there are already 230 chapters. In some of them, there are more than one or sometimes she even combines two of them in go. I started to feel lost and it was really hard to understand.
I was really hoping that this series would've been better seeing as how many chapters there were and plus since there was a manga for it already. Haaaaaaaaaaaa.. So frustrating.
5 Likes · Like Permalink | Report
eridanired123 rated it
December 9, 2018
Status: c58
It was great at the beginning, but after the dragon incident the author's writing style had an important shift and bacame very tedious to read.

Funa started being so repetitive on things that didn't matter and began to write in very short sentences, producing an incredibly poor narrative and low cohesion story. To that add the fact that translation wasn't the best... it became a pain to read.

But don't get me wrong, is not a translation problem, translation is just an additional issue. I have read other web novels with bad... more>> translations that aren't as bothersome to read as this one. <<less
5 Likes · Like Permalink | Report
kanade12 rated it
July 24, 2017
Status: c54
A light hearted girl doing this and that story. But instead of the usual rpg world, it's a medieval without magic with the MC starting a business. Despite the title, the MC isn't very money grubbing and will go very far just for fun. It starts serious but becomes a light hearted fun story a few chapters later.
5 Likes · Like Permalink | Report
ilLUMIAnated rated it
October 31, 2021
Status: c51
Good God, here I was thinking that "I said make my abilities average!" was bad. Turns out, FUNA sensei, the author of both this novel and I said make my abilities average! Has an impulsive necessity to let the MC or the narrator ramble incessantly into the sunset. They somehow laid the foundation of a light read and tossed a Molotov to witness it go up in flames.

Now, look, I'm fine with a bit of info dumping and everything but if it hampers cohesion then you've got a problem on... more>> your hands. Mitsuha, the MC constantly drifts off into la la land mid conversation, her ramblings spanning paragraphs worth of BS just to continue the conversation where it started. The flow of text is awful for that reason. There were times in these dreadfully long but short 51 chapter journey where I questioned my sanity as with each passing chapter the monologues got worse.

Credit where credit's due, though, the base story was okay. It had potential, even, but it crashed and burned because of how the author struggles to stay on track. <<less
3 Likes · Like Permalink | Report
Incar1 rated it
October 15, 2019
Status: c51
Translation quality starts good but declines to the point of barely comprehensible as it shifts from one translator to another. Japanese seems very redundant to an English speaker when directly translated and a good TL knows when to remove the excess.

The story is similar in that way, it starts off interesting then just falls apart. She treats nobles badly even though they are the best way to reach her supposed goal. She apparently gets some high level connections on Earth at some point but never mentions when or how she... more>> gets them. She is very bad at making her store's products pass as from the same world, leaving everything wrapped/bottled in plastic, and not even looking into what other stores are selling to know what the market is like. And everyone just accepts and likes her in typical Mary Sue fashion. <<less
3 Likes · Like Permalink | Report
GronkJuice rated it
January 7, 2019
Status: c68
Sad to say this novel had so much potential that it just fails....

Sure you could still enjoy it, but the holes in the story and events..... you could make a new religion out of it (pun intended)

So the Shrine Maiden thing is still funny as a running gag. yet that is basically the only running gag (well besides the whole earl son trying to win her over) that is done well. I loved the dragon battle, loved the first time she was at the earls house, also even enjoyed... more>> the invasion and start of the territory arc. However it feels like a bunch of kindergartners playing with the teacher that just lets them do whatever they want cause its a job. Maybe I should even go as far as a preschool setting.

So many problems that have also been stated by others on the reviews, and if you read comments while reading, you will find mine that destroy many things that anyone with 10 mins on google would be able to see. It is obvious that the author either thinks he is always right, or doesn't care enough to be rational on many things. Still, the premise is enjoyable, the read is still fun sometimes. and after the whole wolf fang vs the army part, you can skip many parts, even chapters, and still enjoy/follow it decently. Just like his other novel I read, 'I will live with potions' it abandons so many parts of the story that it sets up as if it keeps getting passes to new authors (hence my many kids analogy) <<less
3 Likes · Like Permalink | Report
huizizek rated it
December 3, 2018
Status: c57
it is way better in the beggining. This is one of thise novels that is all a dream and perfect, it feels more like the author is writing a fanfic of his dream than a proper novel. I hope the author goes back on track and improves this boring ass plot that is incredibly ridiculous. Its ok for a light read
3 Likes · Like Permalink | Report
January 1, 2018
Status: c21
The MC is a girl right? She got brilliant mind, merchant skills, survival skills, trained by American Mercenaries, and try to save money so that she can have a relaxing life.

The MC is likeable indeed. But the story was too light. The author made the MC so lucky that everytime she brings a weird items, nobody dares to ask.

But, because I like to read this story...i forgave the author.

The story was fun to read, but sometimes too many monologue, but still quite easy to read. Unlike other isekai story... more>> (forgot the title) about a middle age guy that reincarnated and developed rubbers, that story got too many ramblings... felt so unreal. While this story felt real enough.

Read if you like the story.. thats all <<less
3 Likes · Like Permalink | Report
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