I Help the Richest Man Spend Money to Prevent Disasters

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Ye Zhi not only inherited the run-down house, but also the engagement with a man. The man who met his true love disliked his fiancée in all ways and asked for divorce.

In order to express their guilt, the man’s family decided to make up for it with Ye Zhi. But she did not want their ‘compensation’ and simply left without turning her back.

The next second, Ye Zhi was picked up by a Rolls Royce.

Gu Ren, the son of the richest man, had a tough life and couldn’t live past 30 years old. Only Ye Zhi, who was born on the cloudy day of the lunar year, was the most suitable match that could make him survive.

Ye Zhi and Gu Ren got married. Gu Ren gave her a bank card. All she has to do is—

Spend money for him! Squander his fortune!

Ye Zhi bought a Lamborghini for Gu Ren, but he had an accident as soon as he drove the car.

As soon as she bought some Hermes platinum bags for herself, Gu Ren signed a more than one billion worth contract.

It turned out that the money could only be spent on herself. The more she spent, the more prosperous she became.

Since then her life has changed completely. She became a rich woman who owns luxury items, limited edition bags and a villa overlooking the Forbidden City.

The man thought that Ye Zhi, who he had broken up with, must have suffered a lot. Until one day, he saw his former fiancée walking in the street, followed by a striking Lamborghini.

Wait! Who is the man next to her?

This man is a super-rich man—Hundreds of times richer than his own family!

Associated Names
One entry per line
我帮首富花钱挡灾
Related Series
N/A
Recommendations
Spending the Villain’s Money to Extend My Life (5)
The Former Wife of Invisible Wealthy Man (4)
Daily Life of a Villain’s Mother (4)
My Wandering Spirit Lady (3)
The Widow “Misses” Her Villainous Late Husband (2)
Green Tea Villainess Fails (2)
Recommendation Lists
  1. Would not re read or did not finish no plans to tr...
  2. Female MCs that I dont want to maim
  3. Compete read cn wn
  4. God of Transmigration/Reincarnation 2
  5. mixed tab

Latest Release

Date Group Release
12/26/22 Fans Translations c502
12/23/22 Fans Translations c501
12/20/22 Fans Translations c500
12/19/22 Fans Translations c499
12/16/22 Fans Translations c498
12/13/22 Fans Translations c497
12/11/22 Fans Translations c496
12/09/22 Fans Translations c495
12/06/22 Fans Translations c494
12/04/22 Fans Translations c493
12/02/22 Fans Translations c492
11/29/22 Fans Translations c491
11/27/22 Fans Translations c490
11/25/22 Fans Translations c489
11/22/22 Fans Translations c488
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107 Reviews sorted by


Niyangrapik
Niyangrapik
December 3, 2020
Status: --
Fluffy story. Nice to read if you want something light with not much drama
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kichullie
kichullie rated it
May 20, 2020
Status: Completed
I'm curious why there is no one pointed out about how the adopted child become spoiled brat? Rotten even. Reading some Chinese novel where the adopted child or the swap at birth are always funny. Because the one taken care of by the MC biological parents always turns bad but no one in the novel saying to tbeir face "they turn out like that because of your teaching and how you raised them." Imagine if the MC get raised by them?!! They will also turn into spoiled child.

What's more funny... more>> is how their parental feelings disappeared like passing wind when they know who their biological child is. They all blame the adopted child or the swap child every now and then. Somehow I pitied them so much.

Also Nie Jiqing (MC bio mother) character is unnecessary in my opinion... Well I like the ending of the villains though. Not too much like other novels. I just want Sheng Man to get up again from scratch okay.

Well my favorite is always Lin Nuan and Lin Ran. It's more real than the other novel, even though that novel ending is unsatisfactory.

@08phamann

I don't know whether we read the same novel. But there are private jet in the novel. High-end club owned by Gu, which could mean frequently visited by celeb for party. There are also private island, etc etc..

Sorry for my broken English. <<less
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boomstick3000
boomstick3000 rated it
May 7, 2020
Status: Completed
It's... okay. The base story is actually pretty good, but the pacing really needs some work. There are large stretches of the novel that just go on and on and on with no real substantial movement of the plot. I found myself skimming whole chapters with little happening.
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Haruna89
Haruna89 rated it
April 24, 2020
Status: c43
Currently on my list, well still early to judge but I hope this will be a good one.

Love the FL and ML, waiting for their development.

I think for those who prefer light romance would love the story.

However, there is sth bothering me for a while *just my opinion, why does the author keep mentioning the brand of products over and over again like Hermes and others, I know that the author want to emphasize on how expensive the items are but yeah, seems materialistic.
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SeiraJLoyard
SeiraJLoyard rated it
January 22, 2020
Status: Completed
One of the better Modern Day Romances. Unlike what was implied in the Summary, the FL and ML don't actually figure out that she has to spend money on herself, so for awhile the ML still have accidents that happen to him since she spends money for him.

The romance in this story is actually pretty well paced and logical, not as abrupt as some people may think. It may be because of the subtlety in the writing plus MTL, but the ML does show signs very early on about his... more>> interest in her/the difference in her personality. The drama wasn't overdone and any revenge were handled very logically.
Spoiler

I absolutely love how the ML and FL actually knew each other from a previous world/life and the ensuing romance from that.

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I will have to say that the FL backstory isn't as well fleshed out as the ML's, so by the end you still didn't really know much about the FL's backstory/history.

I also don't feel that the FL abruptly changes her personality. When the two first met, ML was very cold and standoffish feeling, so of course the FL would reciprocate and wouldn't put too many feelings/care. But I feel that as the two got to know each other, she started caring for him more and showed more of her real self.

Just based on the fact that this story has no misunderstandings between the couple, the drama were well placed and well paced, the antagonist were realistic and well handled. It's definitely worth a read since it's only 110 Chapters and can be read in 1 to 2 days. <<less
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Jeanne_DG
Jeanne_DG rated it
December 28, 2019
Status: Completed
Sweet and fluffy. Simple yet complex. MTL is not difficult to understand either. This one leaves you feeling good.
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Nymphaea222
Nymphaea222 rated it
March 29, 2023
Status: c502
YZ, FL of the novel is a Mary Sue, she is hard working and is dedicated but her biggest cheat the ML is the reason behind her success.

When I was reading the novel, I really liked the first half of the novel and really enjoyed it.

However, when I reached c350... I couldn't read it anymore... I felt too frustrated. I really wanted to drop the novel but I decided to just read the last chapter.

I feel VERY ANNOYED AND ANGRY FOR SM (orig FL). I feel mad at the female... more>> lead's mother NJ.... tbh I think that SM (orig FL) could easily be those main protagonist of a rebirth or transmigrated novel.

I do admit that SM is a really bad, greedy, arrogant and evil person but there are certain reasons why she turned out that way. Throughout the story, you see that SM is always shown as selfish and she wants to be the best and have the best things.

Anyways I am really mad at the mother... The mother made me so mad. Her attitude is SO CRUEL AND HEARTLESS! Because of that mother I did not want to continue reading the story!

Spoiler

The mother felt strange attraction to YZ (FL)... You know those motherly instinct when she saw FL. SM also always had an intuition that YZ is her rival. So throughout the story, you see that SM is always trying to defeat YZ but she always fails.

Context

1. SM hatched an evil plan where she purposely tried to dupe YZ into thinking that she will become the ambassador of the company. Behind the scenes, she had already signed a contract with that brand and just wanted to win against YZ once in front of the media. So in that day when the brand were about to announce who will be the face of their company. SM told YZ the truth and YZ as a smart FL already knew her plan but she still came here. Their conversation was heard by the mother. So she decided to work behind the scenes to change it.

What made me angry at the mother was that this was the starting of her dislike towards SM...

She always thought that SM was a "good" child but when she found out about this dealing, she was so mad. She was very disappointed and even disgusted.

FOR GOD SAKE, YOU RAISED HER! YOU SPOILED HER! YOU MADE HER LIKE THAT! YOU NEVER STOPPED HER WHEN SHE WAS DOING BAD THINGS BUT WHY ARE YOU STOPPING NOW???? WHEN SM WAS BEING ARROGANT AND RUDE TO OTHERS, DID YOU EVER CARED? DID YOU STOP HER? NOW ARE YOU TAKING ACTION because you care about YZ? Is it those so called blood relationship that is forcing you to act?

The mother literally forced SM to apologize to YZ! I know that SM is really bad but imagine apologising to someone you really hate. The problem is not apologizing, it's just the method that the mother used was annoying. The mother subtly told SM that she would stop giving her privileges and revoke her identity as a sheng family's daughter if she doesn't apologize to YZ.

SERIOUSLY??? SM action is really bad but the punishment that the mother gave is too much. Just because SM refused to apologize, you decided to disown her? Did you ever treated her like your daughter? Isn't it already enough that you did the right thing and the new face of company was YZ. The mother could have just scolded SM and lecture her about why she should not do this and told her in another way, but no the mother threatened her just because she felt something for YZ.

Imagine if YZ is not really her daughter, she would have really damaged her relationship with SM.

Anyways this is not the only thing I dislike about the mother!

When the mother found out that SM's Father is the one who sold and abducted YZ. She instantly turned her rage to SM. She did not consider whether SM knew the truth or not! She just wanted them to all suffer. Like what kind of mother does that? Would you all literally blame a child because his father is a criminal? If the child's dad is a criminal. Does it mean that they all are criminal? And SERIOUSLY YOU RAISED HER! DON'T YOU HAVE ANY FEELINGS FOR HER?

Okay so SM is also not a saint, when her dad told her the truth in the recent chapters, she was thinking that the dad did the right thing. She did not feel bad for YZ but in fact felt that it was good that YZ was sold.

For context:

SM's Father is a gambler, he had many debts, so he hatched an evil plan to use his daughter to gain Sheng's family favour. He abducted and sold YZ, then he brainwashed SM to act nice and friendly towards the mother. The mother who was severely depressed decided to adopt SM to replace her YZ. BIG RED FLAG. SM who lived in poverty felt the feeling of being rich and powerful.

The mother way of showing love was spoiling SM with luxuries. The mother heavily spoiled her. SM father also always constantly reminded SM that she was his daughter and if the sheng family found YZ, she would lose all her status.

So when SM was growing up, everyone spoiled her and constantly also told her that if the real daughter comes back, she won't have a place. She grew up thinking like that, so why would she not hate or fear the real daughter?

The main reason why she joined the entertainment industry was to establish her identity as the Sheng's family daughter. She did everything to show that she is the real daughter! She hoped that when the real daughter comes back, the Sheng's family won't abandon her.

Of course if you were SM, do you really want to change your current lifestyle and become poor, she has already tasted luxury, so why would she want to go back to that dreadful lifestyle. Of course she is very greedy and wanted more...

The mother never really gave SM the security. If the mother really treated her well not just financially but also emotionally. I think that SM might have just told the truth and would not constantly be obsessed with the identity as Sheng's family daughter. The main reason why she was so obsessed with the identity is because of money... Not for love...

It's very sad. The mother really annoyed me... SM's dad is already a scum so I expected that from him but the way the mother treated SM is also pretty toxic.

Even in the novel, the mother admits that she treats SM as a replacement. It feels like she is treating SM as a doll. You know like those ppl who lost their child might use baby dolls to console themselves but in this case the doll is alive and it's SM.

The doll knows that she will never be enough or real, so that's why the she is insecure... And that doll, SM was still a young child... When she became the replacement for YZ

I feel pity and sad for SM but I do think that she deserved it because she did do bad things. So it was karma

I just felt very annoyed at the mother. The mother... She really made me annoyed and frustrated. Don't you have any motherly feelings towards the daughter you raised for years?

Other than that I really got annoyed when netizens said SM is a fake daughter??? Fake??? When did adopted become fake???

Not just this, after the whole scandal of SM being adopted daughter came out. SM and YZ happend to be in the airport. SM was carrying an old bag and YZ was carrying a new bag. The netizens compared saying that SM is nothing without Sheng family and said that YZ did everything by herself....

Yeah right YZ did everything by herself...? Without her Big Cheat ML, she could also not afford it... So in this sense it just felt ironic... Although I do believe that YZ earned it more than SM but still if you talking about luxury... Then they going to be disappointed.

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Anyways I just don't like the mother. <<less
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Saphie
Saphie rated it
February 15, 2023
Status: Completed
I really don't mind a novel full of cliche, but this one... how to say, the writing is dull, unimaginative and straightforward. In some context, being straightforward in writing is really not that bad, but as it is mostly dialogue, it leaves almost no room for imagination where and what the background scene should be.

The MC and ML are equally dull, with a fast-moving relationship that is really not that developed well. It feels quite abrupt as the main CP suddenly felt 'love' or 'my heart is beating so fast'... more>> kinda thing. Lots of fillers too.

This would probably be a good read for no brain read <<less
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fiminkio
fiminkio rated it
December 21, 2021
Status: Completed
This is so sweeeeeeettttt!!!

Few chapter bfr final, I cried. I really can't handle it. The way they are so in love, I'm so jealous but also makes me happy.

I suggest everyone not judge this until the ending. This is really amazing story. You need to read until the end why their relationship is so smooth and deep like that.
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Crayon
Crayon rated it
March 14, 2021
Status: --
Still going to rate this 5star because I enjoyed reading at the 90% of the story, but near the end I got bored. I don't know maybe because I MTL-ed it?

The two main characters is an actor and actress, but I haven't read them filming? At the early chapters yes the filmed but Gu ren character as film emperor didn't give justice at all. Author decided to place that title to him but didn't show us how he deserves that title. Then author decides to make the two MC for... more>> the whole story in a variety show.. Like what? 😀 I didn't even see MC endorsed, early chapter yes but even after the end the author only mention how so many brand want her but didn't 'show' us her work?
Don't make me start on her only leading role Anorexia.. Where's the synopsis of the movie? What's the plot? There's too much thing to say about how little the author mentioned about the two main characters occupations.
Well, anyway this is a good novel. I just got bored in the end. <<less
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rezakautsar
rezakautsar rated it
March 12, 2020
Status: v10c1
Can only said that this story is so sweet and fluffy, my heart is nourished with their love~~~~
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xuexin
xuexin rated it
February 22, 2020
Status: c23
At first I thought the synopsis was interesting, BUT I am very disappointed in the translation. The translation of chapter 23 is only equal to chapter 8 of the original novel. The translation isn't very fluid either. I am currently in the original chapter 13, but I would honestly have to pass reading this. The story does not give justice to the synopsis, and the so called "heroine" isn't even one bit of a heroine, but a villainess from the start. I would not recommend reading this tbh.
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hastingsj
hastingsj rated it
August 17, 2022
Status: c424
it is pretty addictive at first but it drags like h*ll. Found myself getting angry at how long some of the chapters were without presenting any new information. Could have edited this thing in half and not lost anything. in the end I had to drop it because I just didn't have time to wade through more chapters of cliche nothing scenes.

Yes they stared at eachother... good job. Yes it is dark again to show off the MLs fatal flaw... great. Yes they're perfect and everyone regrets ever saying anything... more>> bad about them... awesome. Wake me up when something new happens. Do they even do anything besides shop and be perfect?

Spoiler

Renting out a shopping mall so 2 people & their body guards can shop undisturbed by paparazzi is the s*upidest "rich" thing I have ever heard.

1) if you are rich invite the brands to your house, hire a personal tailor, or go to a specialty botique. why pick a place designed to be where middle class people buy factory made things en mass?

2) its not secretive. 100s of people are going to notice the mall is sudenly closed and ask why. idk why the paparazzi havent... especially when all it took was a side character looking through the window to see the FL "secretly" shopping with the "richest woman in the country"

3) in adition to all the empolyees of specialty brands that they paid to just hang out in a closed mall while 2 people shop, did they also pay the employees of kids clothing stores and gag gift stores? Did they make sure the employees of Hot Topic stuck around in case they wanted a Disney themed faux leather choaker?

I wasnt impressed by any of the "rich person activities." not very creative. feels like the author can't think of anything to do with money but buy 100s of gucci bags

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<<less
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VictimOfGuiltyPleasures
VictimOfGuiltyPleasures rated it
April 12, 2022
Status: c182
I tried really....

I tried to finish while thinking

Maybe now it will get interesting.

... more>> Because it's a good premise but the story is just boring. I don't feel the romance at all. It's been so many chapters and I'm still bored.

Maybe it'll get exciting later but I can't hold on anymore. It feels like my brain shut itself down and would melt if I kept reading. Like when one goes to school and is sitting in a class they hate. It was just so tedious to even try to involve myself in the novel.

Many people liked it but I just wasn't a fan. <<less
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Ricelord
Ricelord
March 20, 2022
Status: c1
I don't believe this novel deserves its 4.0+ rating. I've only read like 30 or so chapters, but I already know I won't be reading further.

Spoiler

What in the world is this thing about hands??? Like did the author just make literally all the netizens have a hand fetish or something? This is literally one of the most ridiculous things I've seen that the author just pulled out of their ass.

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Also, most of the 'feelings' in this novel are forced and shallow thus far. I won't be returning.
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wonyoung
wonyoung rated it
April 10, 2021
Status: c201
By the description you can already tell this will be a dumb novel so don't come here expecting something that actually makes sense. Reading dog blood novels is my guilty pleasure though. There are waaaaayyy too many plot holes, like since the beginning. The characters aren't remarkable, they are flat and act a certain way just for the sake of following the author's progression but no human would act that way. I doubt anyone will genuinely like this and consider this a good work unless they are young girls or... more>> new to these novels. Even then I think it was quite entertaining, it's good for binge reading, just don't take anything seriously and ignore the plot holes. So I don't want to be too harsh on this, I already had low expectations and just wanted to relax, it managed to be decent I guess but it's the typical novel and the characters have the same flat personality as other novels of this type. If you want to get your share of a somewhat satisfying read then feel free to read it tho. <<less
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dewy
dewy rated it
March 25, 2021
Status: c191
Warning: very bland there is absolutely no character development throughout the entire book. I am seriously considering dropping this novel. There are no emotions and everything carries on with too robotically. SPOILER! For instance, her former company exposed her engagement with the Song Lie and her response was to calmly sit down and wish for Gu Ren. No minor panicking or stress, just casually staring into space. At this point it would be better if some form of emotion was shown even if it means crying a little and showing... more>> vulnerability. However, our protagonist is not built like that, she’s a steel ball of joy that somehow only flutters slightly every twenty chapters. It’s those novels where the author wishes for their protagonists to have every superpower known to man then magically fall in love and birth twins with the same powers (over dramatic but you get the point). <<less
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DeanRae
DeanRae rated it
March 22, 2021
Status: c27
Really one of the most dumbest books I've ever read but it's good if you want to pass the time.

There's honestly no suspense with this one and some of the logic doesnt make sense. As a tldr, male lead becomes interested because the MC, who has no need to be transmigrated/reincarnated since it adds nothing to the plot but justify why she knows what's gonna happen, decides that she doesnt want to spend the money that the Gu's are literally begging for her to use for herself. Like common man... more>> lmao what is up with her common sense - I mean she's not unlikeable, her logic is just set as a mary sue that makes no sense.

All in all, feels like a story written by someone just starting out or trying out a story with the most common of common tropes. If I was going to go with a story with pretty much the same plot, I'd go with spending the villains money to extend my life

@Drelith's review pretty much sums up the plot, I would add that the villainess's background as the main character of the og book doesnt even make sense - like how could an MC be that mean on purpose lmao <<less
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rulerofpizza
rulerofpizza rated it
March 13, 2021
Status: c76
The story reads like a Wattpad story. Even at the beginning part of the novel, it feels like a huge chunk of the plot is missing and the pacing of the story is extremely weird.

For the main leads, while their characters started off strong, they quickly become two dimensional and extremely boring.
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Drenlith
Drenlith rated it
December 12, 2020
Status: --
tr*shy soap opera vanity novel.

The story tries a bit too hard to be emotionally deep when it's shallow AF.

Narration is overall very on the nose, treats readers very idiotic, and is annoyingly repetitive in making statements/points/shining neon signs on foreshadowing.

Definitely not meant for re-reads, gave it a 2 star after attempting to chew through 100 chapters, and now looking at it again 2 years later at my second attempt to finish this pile of mess, the story became even more unbearable. I hate how parenthood is portrayed here, like in so many others. Filial piety is a social concept, it depends on how the individuals treat their offspring and build up a relationship with them that makes families work out, you don't automatically get a good parent badge by conceiving and pushing out a baby.
Spoiler

Or do the bare minimum of satisfying their financial needs and wants, but neglect everything else on the emotional and educational front. OgFL (magpie sibling/AKA villain) turns out to be a brainless cannon fodder who has bad morals and values only money. I absolutely loathe this pattern, it's mostly always the parents' fault.

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The connection between mother and child isn't magical when they barely know each other. And what kind of a spiritual connection is the mom feeling there anyway, the soul is a different one.

The MC has a strong white lotus image. Bullied by the magpie sibling, always apologetic towards ML, when she causes harm without thinking it's all forgiven because of how sorry she is and how bad she feels to the point you had to feel bad for her even though she is the one not reflecting at her own mistakes.
Spoiler

Spending money on ML even though both she and ML were told to spend it in the right place and the wrong way would be counterproductive as his very recent accident has proven.

Yet both continue down the path of doom multiple of times till they had to be told AGAIN for them to realize "Oh right, he did say that, we were told of this fact." ML, as a skeptic, can be put aside. MC, however, knows of his death in 1 year, believes in the misfortune and change of karma somewhat after the first one or two accidents, but continuously drags ML into accidents by spending more and more money on him. Even going as far as taking him bungee jumping/cliff diving (some kind of extreme thrill stuff).
So coupled with the fact how nonchalant she was about ignoring the fortune teller's warning/advice and her taking him to dangerous places (it's now yesterday's news that he's accident prone, why getting him to the edge of the cliff or into the seas???) her intentions seem far far more darker than one lets on. I can't get it out of my mind that she just wants to be a black widow.

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